Real Estate Funding

with us you can buy an apartment in Barcelona quickly and we can manage funding up to 50% of the total Real Estate price

myspace bcn apartment funding in Barcelona

Quick & Easy: ready apartment in Barcelona

  • With myspace bcn you can buy a finished apartment in Barcelona quickly and Easily
  • We do not conduct strict scoring and do not require the provision of extensive documentation (as for the case with banks)
  • We can assist with funding up to 50% of the cost of housing secured by real estate for a period of 12 months

How are we working

  • We select economical housing among our finished projects
  • We are setting up the funding in accordance with the terms of the contract
  • We provide notarial support for transactions and registration of documents
  • We assist on establishing contracts with companies-suppliers of electricity, gas, water, telephony and the Internet
  • We advise on the financial issues of housing maintenance
  • We provide legal support on a wide range of issues
  • We assist on legal formalities

Spanish Mortgage Features

Home loans in Spain are on very low rates. However in practice the cost of a mortgage is much higher than the rate indicated. So getting a mortgage loan for a foreigner turns into a long and complicated process.

This happens because you have to prove to the bank that you have the financial ability to repay the entire loan amount. At the same time the recommended debt limit in relation to the net monthly income in different banks varies from 30 to 35%.

Moreover when analysing a mortgage application Spanish banks carry out a strict scoring — assessment of your creditworthiness, taking into account the following factors:

  • Stability of employment — determines your ability to take the long-term debt
  • Annual income — salary payment documents or other similar documents translated into Spanish
  • Credit history — often banks require mortgage customers to provide a bank certificate with information on credit history and all debts
  • Requirement of a guarantee — an individual who agrees to repay a loan if the buyer cannot fulfil the obligations
  • Availability of property and other additional guarantees — savings accounts, pension programs, investment portfolio
  • The process of a mortgage application approval in a Spanish bank can take up to several months for the complex cases

Benefits of the Real Estate Funding in myspace bcn

  • Our main advantages are — transparency, simplicity and speed
  • We can manage all the formalities of housing acquisition
  • We take care of all legal concerns
  • We save your time
Real Estate Funding in Barcelona

our Real Estate projects

cheap properties for sale in Barcelona

New apartment in Poblenou, Barcelona

Barcelona Poblenou

New apartment in Poblenou, Barcelona

Beedrooms 2 Beedrooms 2 Beedrooms 59

399 000€

Stylish Barcelona apartment, Gran Via Street

Barcelona Gran Vía

Stylish Barcelona apartment, Gran Via Street

Beedrooms 3 Beedrooms 2 Beedrooms 75

385 000€

Perfect apartment by the sea, on the coast of Barcelona

Barcelona Vila Olímpica

Perfect apartment by the sea, on the coast of Barcelona

Beedrooms 1 Beedrooms 1 Beedrooms 49

220 000€

Cozy apartment in Eixample, Barcelona

Barcelona Eixample

Cozy apartment in Eixample, Barcelona

Beedrooms 2 Beedrooms 1 Beedrooms 59

300 000€

Spacious apartments near the Sagrada Familia

Barcelona Sagrada Familia

Spacious apartments near the Sagrada Familia

Beedrooms 3 Beedrooms 2 Beedrooms 98

340 000€

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